Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

 

Property Items:

  • Copy of Purchase Contract. signed & dated by all parties (Purchases Only)
  • Copy of most recent Payment Coupon/Statement for all mortgages you currently have
  • Copy of the most recent Survey for the subject property
  • Copy of most recent Property Tax Bills for all properites you will own
  • Copy of your Homeowners Insurance Declaration Page for all properties you will own
  • Homeowners Association Contact information for all properties you will own
  • Title Company contact information (Title Company of your choice)

 

Borrower Items:

  • Copy of valid government photo ID. If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
  • Copy of Divorce Decree (if applicable)

 

Income Items:

  • Copy of most recent months Pay Check Stubs
  • Copy of two years most recent W-2s, 1099s, K-1s
  • Copy of two years personal tax returns. Provide all pages, all schedules, be sure to sign and date page 2 of your 1040.
  • Copies of executed leases for all rental properties you own

 

Asset Items:

  • Copy of two months most recent bank account/brokerage/mutual fund statements, all numbered pages, even if blank.
  • Copy of most recent two months or quarterly retirement account statements, all numbered pages, even if blank.
     

 

 

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Call Us: (800) 836-5210
Email Us: info@riverstonemortgage.com

 

WE ONLY LEND IN TEXAS

Normal Office Hours: Monday - Friday 9:00am - 5:00pm CST  |  Nights & Weekends by appointment.

 

NMLS Licenses (TX): All loans originated as Secure Financial Services, Inc. NMLS #70160 www.securemortgagecompany.com ; NMLS Branch #342399; by Justin S Navaretta NMLS #319843. Riverstone Mortgage Partners, LP DBA Riverstone Mortgage NMLS #319748. Robin Deanice Mattern Independent Contractor Processor for Kell Processing NMLS #292063/348289. Riverstone Mortgage is a Registered Service Mark.  All content on this website is copyrighted and may not be copied or reproduced in full or in part.

 

Rates shown are subject to market conditions and may change at any time without notice. Your rate may only be locked by a licensed loan officer. Call 1-800-836-5210 to execute a rate lock. Not everyone will qualify. Rates shown are for a: conforming, purchase, primary, single family residence, in Texas, with >/=25% down payment, $275,000 loan amount, full income, full asset, full employment documentation, >740 middle credit score, with an escrow account, 30 day lock, without a second lien.