Refinance Analysis Calculator

Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
Enter the principal balance of your mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment (Principal & Interest Only):
Enter your mortgage's current interest rate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs :
(Typically, # of points is "2" or dollar amount is .02 times the principal)
Would you like to finance the closing costs?
 

 

 
 

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Call Us: (800) 836-5210
Email Us: info@riverstonemortgage.com

 

WE ONLY LEND IN TEXAS

Normal Office Hours: Monday - Friday 9:00am - 5:00pm CST  |  Nights & Weekends by appointment.

 

NMLS Licenses (TX): All loans originated as Secure Financial Services, Inc. NMLS #70160 www.securemortgagecompany.com ; NMLS Branch #342399; by Justin S Navaretta NMLS #319843. Riverstone Mortgage Partners, LP DBA Riverstone Mortgage NMLS #319748. Robin Deanice Mattern Independent Contractor Processor for Kell Processing NMLS #292063/348289. Riverstone Mortgage is a Registered Service Mark.  All content on this website is copyrighted and may not be copied or reproduced in full or in part.

 

Rates shown are subject to market conditions and may change at any time without notice. Your rate may only be locked by a licensed loan officer. Call 1-800-836-5210 to execute a rate lock. Not everyone will qualify. Rates shown are for a: conforming, purchase, primary, single family residence, in Texas, with >/=25% down payment, $275,000 loan amount, full income, full asset, full employment documentation, >740 middle credit score, with an escrow account, 30 day lock, without a second lien.